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Finance & Legal Services
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NEA |
NYSUT |
AFT |
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Credit Watch |
N/A |
Eligibility: NYSUT
members Equifax Credit Watch Gold Benefits: ·
24/7 credit monitoring ·
Alerts by email within 24 hrs. of changes to credit
report ·
Monthly messages if there are no alerts ·
Unlimited access to your credit report ·
Customer Care 24/7 toll free hotline ·
$69.95 annually ·
$49.45 off the regular price Contact: 800-437-4619 Code:
NYSUT Equifax Credit Watch by Mail -Daily
monitoring with alerts of key changes in your credit file. -Alerts
for name changes, existing acct changes, new accts, public record changes and
new inquiries -Monthly
“no news letter” if there are no alerts -Quarterly
credit update summarizing changes to your report. -One
Equifax Credit Report mailed. -Tips
on how to read your report -Up to
$25,000 Identity Theft Insurance Coverage with no deductible |
N/A |
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403 (b) Field Guide |
N/A |
Eligibility: NYSUT
members Benefits: ·
Covers all aspects of 403(b) plans Contact: 800-626-8101 |
N/A |
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NEA |
NYSUT |
AFT |
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401(k) Consumer Guide |
N/A |
Eligibility: NYSUT
members Benefits: ·
Automatic payroll deduction ·
Contribution limit – ($17,500) ·
“catch-up election” allows you to contribute more (over
50 or turning 50 within the year. You can contribute an extra $5,500 ·
*If you make deferrals to other 401(k), 403(b), [but
not 457(b) plan] your deferrals to all plans cannot exceed $17,500 – or
$23,000 if 50 or older. ·
Can usually roll over funds from other 401(k), 403(b),
and 457(b) plans. ·
Contact: Memberbenefits.nysut.org/program-service/legal-and-financial/401k-consumer-guide |
N/A |
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NEA |
NYSUT |
AFT |
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Certificates of Deposit- Money Markets- Savings Accounts |
Eligibility: NEA
members NEA Online Savings Account Benefits: ·
Offered through Discover Bank ·
Earn 5x national savings average ·
$20 bonus for each new account ·
Opening account balance $500 ·
No minimum monthly balance to maintain ·
No maintenance fees ·
Online/mobile access to account(s) ·
Free online money transfers ·
Mobile check deposit Contact: 1-800-637-4636 M-F 8am-8pm |
Eligibility: NYSUT
members Synchrony Bank Optimizer Plus Program Benefits: ·
Competitive interest rates on Certificates of Deposit,
Money Markets, & Savings Accounts ·
Access to money and account information 24/7 by phone/internet. ·
ATM card available for both money market & savings
account ·
Both accounts are insured by FDIC for up to $250,000 ·
Optional Automated Savings Program – makes transfers
from your checking to another bank to your Money Market or savings account at
Synchrony Bank Contact: 866-226-5638 Synchrony
Bank website Code: NYSUT [NYSUT
members benefits acts as your advocate. If you experience any problems call
at 800-626-8101] |
N/A |
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NEA |
NYSUT |
AFT |
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Certificates of Deposit- Money Markets- Savings Accounts |
Eligibility: NEA
members NEA Money Market Account Benefits: ·
Offered through Discover Bank ·
$20 bonus for each new account ·
**Excludes IRA’s ·
Initial opening $500 ·
Access to funds by check, debit card, and online ·
No ATM fees at 60,000 ATM’s ·
Mobile check deposit & bill payments ·
Opening account starting at $2500 Contact: 1-800-637-4636 M-F 8am-8pm |
N/A |
N/A |
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Certificates of Deposit- Money Markets- Savings Accounts |
Eligibility: NEA members NEA Certificate of Deposit Account Benefits: ·
FDIC insured ·
$20 Bonus each new account (excludes IRA’s) ·
CD rates exceeding national average ·
Flexible terms from 3 months to 10 years ·
Options – reinvest interest or transfer money to
another Discover Account ·
Opening account starting at 2,500 Contact: 1-800-637-4636 |
N/A |
N/A |
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NEA |
NYSUT |
AFT |
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Certificates of Deposit- Money Markets- Savings Accounts |
Eligibility: NEA
members NEA IRA Certificate of Deposit Benefits: ·
Roth or Traditional IRA CD ·
Secure growth with tax advantages ·
No monthly maintenance fees ·
Renewal options at maturity ·
Open account with $2,500 Contact: 1-800-637-4636 M-F 8am-8pm |
N/A |
N/A |
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Legal Plan |
N/A |
Eligibility: NYSUT
members, retirees, agency fee NYSUT Legal Plan Feldman, Kramer & Monaco, P.C. Is administered by NYSUT Members Benefits
Trust Benefits: ·
Access to legal assistance for personal matters ·
Covers member, spouse/domestic partner(who is living
with the member except in
divorce/separation matters), unmarried dependent children under age 19(or
under age 25 if wholly dependent on the member and enrolled as full-time
student), and dependent parents. ·
Payroll deduction option ****If
you have a legal emergency and need to enroll in the Legal Service Plan for
immediate use, please call 800-626-8101 ****** NYSUT
Member Benefits act as your advocate 800-626-8101 |
Eligibility: AFT
members ***NYSUT
members have access to NYSUT Member Benefits Trust. *** Benefits: ·
Access to legal services to solve issues ·
Nationwide network of more than 2,000 law offices that
offer 30-minute consultations ·
Discounted services ·
3 out of 4 people get legal issues handled without
having to pay Contact: 888-993-8886 |