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Life Insurance |
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NEA |
NYUST |
AFT |
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Complimentary Life Insurance |
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Term Life ·
Accidental Death ·
AD & D ·
Homicide |
N/A |
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10,000 new members ·
Must complete application for Eligibility 888-423-8700 |
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Introductory Term Life Insurance |
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12 months ·
New members complimentary Contact
1-800-637-4636 Mail: NEA Members Benefits 900 Clopper Road Suite 300 Gaithersburg, MD 20878-1356 |
Coverage ·
Members & family members ·
Pays daily living expenses – food, rent, gas,
utilities, mortgage, property taxes, college tuition/childcare expenses,
debts. ·
Up to $1,000,000 if under 65 yrs. ·
Reduced coverage for ages 65-84 Contact: Mercer
Consumer 888-386-9788 888-38-NYSUT |
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Available up to six times base salary (Maximum up to $1,000,000) ·
Limited amounts available to spouse/domestic partner ·
Coverage with Metlife Contact: 888-423-8700 |
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Level Term Life Insurance |
N/A |
Covered: ·
Member, spouse/domestic partner ·
Pays living expenses. Terms: ·
10, 15, 20 year periods ·
Applicants must
be under age 55 to be eligible for the 20 year plan ·
Under age 60 for the 15 yr plan ·
Under age 65 for the10 yr plan **
Coverage up to $1 million Benefits
payable to beneficiary when insured dies Contact: Mercer
Consumer 888-386-9788 888-38-NYSUT |
N/A |
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NEA |
NYSUT |
AFT |
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WrapPlan II Universal Life Insurance |
N/A |
Unwritten
by Transamerica ·
May be continued up to age 95 ·
Must be actively at work and 70 yrs. or younger ·
Retired 70 or younger living in NYS Contact: USI
Affinity 866-697-8897 Transamerica 440 Mamaroneck Avenue Harrison, NY 10528 |
Underwritten
by Transamerica ·
Active workers up to $150,000 ·
No medical tests/health questions ·
Additional $150,000 with answered questions *Limited
coverage for spouse/domestic partner Contact: 888-423-8700 |
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Group Term Life Insurance |
Eligibility ·
Members ·
Domestic partners ·
Dependent children ·
Flexible coverage levels from $25,000-$500,000 ·
Full benefits up to age 70 ·
No medical exam to apply ·
No premiums if you lose your job ·
50% of benefit can be paid while you are alive **
Optional accidental death rider. **
Discounts for non-smokers |
N/A |
N/A |
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Senior Term Life |
N/A |
N/A |
Eligible: ·
Members ·
Spouse/domestic partners ·
Must apply before
age 75 ·
Guaranteed coverage ·
No termination age Age
Available Coverage 55-64 $5,000-$25,000 65-74 $5,000-$10,000 Contact: www.aftbenefits.org/seniorlife 800-393-0864 |
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NEA |
NYSUT |
AFT |
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Accidental Death & Dismemberment Plan |
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Optional coverage for family members ·
Rates start at $19 ·
Up to $130,000 home or away ·
Up to $520,000 for covered accident on plane, train,
ship, or conveyance ·
No medical exam Guaranteed
acceptance ·
Guaranteed acceptance ·
Optional coverage for family members ·
Up to $130,000 in coverage home or away ·
Up to $520,000 for any covered accident on a plane,
train, ship, or conveyance Extra: ·
Spouse & child tuition reimbursement ·
Common accident benefit ·
Seat belt/air bag benefit ·
Day care reimbursement ·
Felonious assault benefit ·
Return of remains **
Starts at $23 ·
Optional coverage for family members ·
Guaranteed acceptance ·
No medical exams Additional ·
Coverage amounts for $250K, $500K, $750K, &
$1,000,000 ·
Spouse & child tuition reimbursement ·
Common accident benefit ·
Seat belt/air bag benefit ·
Day Care reimbursement ·
Felonious assault benefit Return
of remains benefit |
N/A |
N/A |
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N/A |
N/A |
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N/A |
N/A |
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NEA |
NYSUT |
AFT |
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Guaranteed Issue Life Insurance Plan |
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100% Guaranteed acceptance ·
Income tax-free benefit ·
Coverage without medical exams or health questions ·
Money back guarantee 2
Plans 1. Up to $10,000 Up to
$20,000 worth of decreasing term life insurance |
N/A |
N/A |
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Level Premium Term Life Insurance Plan |
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Coverage amounts up to $1,000,000 Available
Terms: ·
10yr, 15yr, 20yr ·
Full coverage up to age 80 ·
Premiums will not decrease due to age ·
Spouse/domestic partner coverage available **Discount
for non-smokers. |
N/A |
N/A |